Bread Route

Business Capital

Mezzanine Capital

Access subordinated debt financing for growth, acquisitions, and recapitalizations. Higher amounts than traditional loans with flexible terms and equity participation options.

Hybrid debt + equityHigher amountsFlexible terms

What is Mezzanine Capital?

Mezzanine capital is a hybrid form of financing that combines debt and equity features. It sits between senior debt and equity in the capital structure, providing higher amounts than traditional loans while offering flexible repayment terms.

This type of financing is typically used by established businesses with strong cash flow and growth potential who need capital for expansion, acquisitions, or recapitalizations but want to avoid diluting ownership through pure equity financing.

Key Benefits

Higher loan amounts
Flexible repayment terms
Limited equity dilution
Growth-focused structure

Common Uses for Mezzanine Capital

Business Expansion

Fund organic growth initiatives, new markets, and product development

Acquisitions

Finance strategic acquisitions and add-on purchases

Recapitalizations

Restructure existing debt and optimize capital structure

Management Buyouts

Fund management-led buyouts and ownership transitions

Capital Expenditures

Finance major equipment purchases and facility improvements

Working Capital

Support growth-related working capital needs

Mezzanine Capital Structure

Subordinated Debt

Ranks below senior debt but above equity in the capital structure. Higher risk for lenders means higher rates but more flexibility.

Equity Features

Often includes warrants or equity participation to share in upside potential and align interests between borrower and lender.

Flexible Terms

Longer maturities, interest-only periods, and balloon payments allow for growth-focused repayment structures.

Higher Amounts

Can provide 2-4x EBITDA in financing, significantly more than traditional senior debt limits.

Typical Terms

Loan Amounts$2M - $50M+
Interest Rates12% - 20%
Terms5 - 8 years
Equity Participation5% - 20%
Approval Time4-8 weeks

Mezzanine Capital Requirements

EBITDA

Minimum $1-2 million in annual EBITDA for most lenders

Growth Potential

Clear path to growth and strong market position

Management Team

Experienced management team with proven track record

Financial History

Strong financial performance and cash flow stability

Ready to Get Mezzanine Capital?

Get the flexible financing you need for growth, acquisitions, and recapitalizations. Connect with mezzanine capital providers today.

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