Bread Route

Business Capital

Bridge Capital

Get short-term financing to bridge gaps between funding sources. Fast approval, flexible terms, and quick funding for business opportunities and cash flow needs.

Short-term fundingFast approvalsFlexible terms

What is Bridge Capital?

Bridge capital is short-term financing designed to "bridge" the gap between immediate funding needs and longer-term financing solutions. It provides quick access to capital when you need it most, typically for 6-24 months.

Bridge loans are ideal for businesses that need immediate funding but are waiting for permanent financing, asset sales, or other funding sources to become available. They offer flexibility and speed when traditional financing isn't an option.

Key Benefits

Fast approval and funding
Flexible terms and structures
Asset-based collateral options
Bridge to permanent financing

Common Uses for Bridge Capital

Real Estate Transactions

Bridge the gap between property purchase and permanent financing or sale

Business Acquisitions

Fund acquisitions while waiting for permanent financing or investor capital

Cash Flow Gaps

Cover temporary cash flow shortages while waiting for receivables

Growth Opportunities

Seize time-sensitive opportunities while securing long-term funding

Refinancing

Bridge to better terms while current financing is being restructured

Emergency Funding

Address urgent financial needs while arranging permanent solutions

How Bridge Capital Works

1. Identify Need

Determine your short-term funding need and timeline for permanent financing.

2. Apply for Bridge Loan

Apply with a bridge lender, providing details about your exit strategy.

3. Receive Funding

Get quick funding, typically within 1-2 weeks of application approval.

4. Execute Exit Strategy

Use the time to secure permanent financing, sell assets, or complete transactions.

5. Repay Bridge Loan

Repay the bridge loan with proceeds from your exit strategy.

Typical Terms

Loan Amounts$50K - $10M+
Interest Rates8% - 18%
Terms6 - 24 months
Origination Fee1% - 5%
Approval Time1-2 weeks

Types of Bridge Capital

Real Estate Bridge Loans

Short-term financing for commercial and investment real estate transactions

Acquisition Bridge Loans

Funding for business acquisitions while securing permanent financing

Working Capital Bridge

Short-term funding for operational needs and cash flow management

Refinancing Bridge

Temporary financing while restructuring existing debt

Emergency Bridge Loans

Quick funding for urgent business needs and opportunities

Growth Bridge Loans

Funding for expansion while securing long-term capital

Bridge Capital Requirements

Bridge capital requirements focus on your exit strategy and ability to repay the loan. Lenders want to see a clear plan for how you'll repay the bridge loan, whether through permanent financing, asset sales, or other funding sources.

While credit requirements may be more flexible than traditional loans, bridge lenders need confidence in your ability to execute your exit strategy and repay the loan within the specified timeframe.

Key Requirements

Exit Strategy

Clear plan for repaying the bridge loan

Collateral

Assets to secure the bridge loan

Timeline

Realistic timeframe for exit strategy

Experience

Track record of successful execution

Ready to Get Bridge Capital?

Get the short-term financing you need to bridge gaps and seize opportunities. Connect with bridge capital lenders today.

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